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Property market still growing despite high rates
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How the federal government is helping first home buyers…

A new report, from Housing Australia, has revealed that about one in three of all first home buyers in the 2022-23 financial year used the federal government’s Housing Guarantee Scheme (HGS) and its three different assistance programs.

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Australian mortgage holders flex $20bn worth of ...

With lots of people coming off fixed rates right now, it’s no surprise we’re experiencing an enormous amount of refinancing within the industry, as borrowers look to switch to lower-rate loans…

Australian mortgage holders flex $20bn worth of refinancing

loan support

Considering your next Property Purchase? Consider it sorted with a Pre-Approval.

Considering your next Property Purchase? Consider it sorted with a Pre-Approval.

Do you want the confidence of walking into your dream home and making an offer knowing you are backed by pre-approved finance? 

Looking for a new home can be both daunting and exhilarating.  Whether it be purchasing your first home, moving houses, or building an investment portfolio, pre-approved loans allow you to shop with confidence.

What is a pre-approval?

A pre-approval is a conditional approval granted by a lender that allows you to apply for a home loan up to a certain limit.  It allows you to focus on your property search with a clear idea of affordability in mind.  The document requirements are similar to full formal approvals as the lender must consider your income, current commitments such as other loans or credit cards, living expenses, deposit, and funds to complete the purchase. 

Why is it important to obtain a pre-approval?

  1. Demonstrating to the seller you are serious
  2. Provides an idea of how much you can afford
  3. In a position to move quickly and bid with certainty
  4. No obligation

VIDEO: Refinancing with TMFG

VIDEO: Refinancing with TMFG

Refinancing doesn’t only apply to home and investment property, you also have the same scope to refinance commercial property and business lending.

 

People and businesses generally refinance for 1 of 4 reasons:

  • Change in interest rates and fees,
  • Debt consolidation,
  • To access equity in their property or to
  • Improve service and lender satisfaction.

If any of these reasons relate to your current personal or commercial loans, perhaps it is time to look into your refinancing options, and there’s no better place to start than with a qualified professional. A mortgage broker can help you wade through the pros and cons of re-financing, but first let’s look at a few reasons to consider before making the move toward refinancing.

 

TMFG Simple Guide To Refinancing

TMFG Simple Guide To Refinancing

Thinking about refinancing?

Refinancing doesn’t only apply to home and investment property, you also have the same scope to refinance commercial property and business lending.

People and businesses generally refinance for 1 of 4 reasons:

  • Change in interest rates and fees,
  •  Debt consolidation
  • To access equity in their property or to
  • Improve service and lender satisfaction. 

If any of these reasons relate to your current personal or commercial loans, perhaps it is time to look into your refinancing options, and there’s no better place to start than with a qualified professional. A mortgage broker can help you wade through the pros and cons of re-financing, but first let’s look at a few reasons to consider before making the move toward refinancing.

Start with TMFG and follow the savings right to settlement

Start with TMFG and follow the savings right to settlement

Chances are, if you have thought about purchasing or refinancing commercial property you may have decided against using a commercial finance broker believing you will save money by going straight to the lender. While it seems like a reasonable belief, this is actually a myth...Here is a quick break down, and only a few of the ways you profit from using a commercial broker, such as TMFG.

Broker benefits – breaking down the mystery of true savings.

Broker benefits – breaking down the mystery of true savings.

Chances are, if you have thought about purchasing or refinancing commercial property you may have decided against using a commercial finance broker believing you will save money by going straight to the lender. While it seems like a reasonable belief, this is actually a myth.

The truth is, if you take the time to break down the value of using in a commercial finance broker, you will discover although there may be initial expenses, engaging in the service translates to money well spent.

Here is a quick break down, and only a few of the ways you profit from using a commercial broker, such as TMFG.

Get your future started with TMFG

Speak to one of our consultants today