lenders

Considering your next Property Purchase? Consider it sorted with a Pre-Approval.

Considering your next Property Purchase?  Consider it sorted with a Pre-Approval.

Do you want the confidence of walking into your dream home and making an offer knowing you are backed by pre-approved finance? 

Looking for a new home can be both daunting and exhilarating.  Whether it be purchasing your first home, moving houses, or building an investment portfolio, pre-approved loans allow you to shop with confidence.

What is a pre-approval?

A pre-approval is a conditional approval granted by a lender that allows you to apply for a home loan up to a certain limit.  It allows you to focus on your property search with a clear idea of affordability in mind.  The document requirements are similar to full formal approvals as the lender must consider your income, current commitments such as other loans or credit cards, living expenses, deposit, and funds to complete the purchase. 

Why is it important to obtain a pre-approval?

  1. Demonstrating to the seller you are serious
  2. Provides an idea of how much you can afford
  3. In a position to move quickly and bid with certainty
  4. No obligation

Broker benefits – breaking down the mystery of true savings.

Broker benefits – breaking down the mystery of true savings.

Chances are, if you have thought about purchasing or refinancing commercial property you may have decided against using a commercial finance broker believing you will save money by going straight to the lender. While it seems like a reasonable belief, this is actually a myth.

The truth is, if you take the time to break down the value of using in a commercial finance broker, you will discover although there may be initial expenses, engaging in the service translates to money well spent.

Here is a quick break down, and only a few of the ways you profit from using a commercial broker, such as TMFG.