What Value do Finance Brokers provide?

Don’t see the value in a Mortgage Broker?  Well let me refresh you a little on the key values around what we provide: 

For you our client as an individual or a business:

  • Access to options & choice -

  • Unlike a single bank that can only offer its own products, brokers have access to a vast panel of lenders (often 20+), including major banks, smaller lenders, and non-bank institutions.  Were solutions based to find a product that perfectly matches your specific needs and circumstances.

  • Time and Stress Savings: Navigating the complex world of finance applications and trying to find a solution on your own can be overwhelming and time-consuming. We handle much of the legwork, including researching products, preparing paperwork, submitting applications, and liaising with lenders. Saving you time and removing the stress.

  • Expert Guidance and Education: Brokers are knowledgeable about various loan products, eligibility criteria, interest rates, fees, and the overall application process. 

  • We can explain complex financial concepts, assess your borrowing capacity, and you understand different loan structures. This educational aspect is particularly valuable for first-home buyers and those with unique or complex financial situations.

  • Negotiation Power: we have strong relationships with multiple lenders and we can often negotiate more competitive interest rates and terms! 

  • Personal Service: Brokers take the time to understand YOUR goals! Your financial situation, plans and preferences. We offer tailored solutions and provide ongoing support throughout the loan process and beyond

  • Support for Diverse Needs: Outside of residential mortgages, we specialise in commercial and asset finance, assisting businesses with their unique funding requirements, including understanding cashflows, tax implications, and company structuring.

  • Improved Financial Literacy: we dedicate our time to explain bank policy and how your loan is assessed; contributing to improved financial literacy!

  • Support for First Home Buyers: we have a huge role to play in assisting first-home buyers, in what can be a daunting process! Understanding Stamp Duty exemptions, concession and other benefits like the home guarantee scheme, genuine savings and other First Home Buyer benefits like Grants!!

What value do finance brokers provide?? 

  • Choice of Lender

  • Education

  • Expertise

  • Guidance 

  • Application Assistance & Management

  • Navigation

  • Better financial outcomes

  • Commercial and Asset Finance 

  • Debt structuring 

  • Business Finance 

  • Knowledge 

  • Support 

  • And a touch of magic 🪄 

Not much! Really!